Please read these Terms of Service carefully before using TrackTogether. By accessing or using our service, you agree to be bound by these terms.

1. Acceptance of Terms

By creating an account, accessing, or using TrackTogether, you accept and agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, you may not use our service.

2. Description of Service

TrackTogether is a web-based platform that allows users to track and manage shared financial goals. Our service provides tools for organizing groups, tracking contributions, and visualizing progress toward financial goals. TrackTogether does not process payments or handle money transfers between users.

3. User Accounts

To use TrackTogether, you must:

Create an account with accurate and complete information
Maintain the security of your account credentials
Be at least 13 years of age
Be responsible for all activities that occur under your account
Notify us immediately of any unauthorized use of your account

4. User Conduct

You agree not to:

Use the service for any illegal or unauthorized purpose
Violate any laws in your jurisdiction
Transmit any viruses, malware, or harmful code
Attempt to gain unauthorized access to the service or other accounts
Interfere with or disrupt the service or servers
Use automated systems to access the service without permission
Impersonate any person or entity
Harass, abuse, or harm other users

5. Financial Transactions

TrackTogether is a tracking tool only. We do not process payments, handle money transfers, or act as a financial intermediary. All financial transactions between users occur outside of our platform through their chosen payment methods. TrackTogether is not responsible for any disputes, losses, or issues arising from transactions between users.

6. User Content

You retain ownership of all content you submit to TrackTogether. By submitting content, you grant us a license to:

Use, store, and display your content to provide the service
Share your content with other users as part of the service functionality
Use your content for service improvement and analytics

You are responsible for ensuring you have the right to share any content you submit, and that it does not violate any third-party rights.

7. Service Availability

We strive to provide reliable service, but we do not guarantee that the service will be available at all times or free from errors. We may perform maintenance, updates, or modifications that temporarily interrupt service. We reserve the right to modify, suspend, or discontinue any part of the service at any time.

8. Intellectual Property

The TrackTogether service, including its design, features, and functionality, is owned by TrackTogether and protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, or create derivative works based on our service without our express written permission.

9. Disclaimer of Warranties

TrackTogether is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that the service will be uninterrupted, secure, or error-free. You use the service at your own risk.

10. Limitation of Liability

To the maximum extent permitted by law, TrackTogether shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your use of the service.

11. Indemnification

You agree to indemnify and hold harmless TrackTogether and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising out of your use of the service, violation of these terms, or infringement of any rights of another.

12. Termination

We may terminate or suspend your account and access to the service immediately, without prior notice, for any reason, including if you breach these Terms of Service. Upon termination, your right to use the service will cease immediately. You may also terminate your account at any time by contacting us or using account deletion features.

13. Changes to Terms

We reserve the right to modify these Terms of Service at any time. We will notify users of material changes by posting the updated terms on this page and updating the "Last updated" date. Your continued use of the service after changes become effective constitutes acceptance of the new terms.

14. Governing Law

These Terms of Service shall be governed by and construed in accordance with applicable laws, without regard to conflict of law provisions. Any disputes arising from these terms or the service shall be resolved in the appropriate courts.

15. Contact Information

If you have any questions about these Terms of Service, please contact us through our support channels.